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Keep up to date: HUD Homes News

About is your source for Government foreclosures. The database of liquidation properties, real estate listings, and homes for sale offered by consists of Government foreclosures for sale, known as HUD properties. is in no way associated with the US Department of Housing and Urban Development. is a private company.

HUD Properties Definition: HUD stands for Department of Housing and Urban Development (US government). A HUD property is a 1 to 4 unit residential property acquired by HUD as a result of a foreclosure action on an FHA-insured mortgage. HUD becomes the property owner and offers it for sale to recover the loss on the foreclosure claim. FHA pays the lender's claim and transfers ownership of the property to HUD, and then HUD sells the home. HUD homes are often sold at a discount. Unlike with auction properties, HUD buyers are not required to pay with cash, financing is available for HUD purchases. You can finance the HUD property or pay with cash. HUD does not finance homes. If financing the property, you will need to arrange for conventional financing or other financing. Any real estate broker registered with HUD may submit an offer and contract to purchase on your behalf. HUD will pay the real estate broker's commission, if included in the contract.