Protecting your private information is our priority. This Statement of Privacy applies to the HUD Site, and all related HUD sites, and governs online data collection, usage and disclosure of personal information. By using the HUD website, you consent to the data practices described in this statement. Your home jurisdiction may have privacy laws and guidelines that are more or less protective than the guidelines herein.
COLLECTION OF YOUR PERSONAL INFORMATION
HUD may collect anonymous demographic information, which is not unique to you. We may gather additional information or non-personal. HUD may collect navigational information, including information about the pages you view, the links you click, and other actions taken in connection with the site. Limited demographic information, such as the industry you work in, may also be collected and may be linked to your personal information.
Information about your computer hardware and software may be automatically collected by HUD. This information can include: your IP address, browser type, domain names, access times and referring website addresses. This information is used for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the HUD website.
HUD only collects personal information about you after you have provided HUD with your consent to collect that specific information. Personal information may include, but is not limited to: information collected when you register or visit the site including, but not necessarily limited to: your member name and password, your name, your mailing address, email address, IP address and phone number and information collected when you make a purchase including your credit card number and billing address or any information you may provide to allow HUD to make contributor payments to you.
HUD encourages you to review the privacy statements of websites you choose to link to from HUD so that you can understand how those websites collect, use and share your information. HUD is not responsible for the privacy statements or other content on websites outside of the HUD website. You may choose not to provide certain personal information to HUD, but in doing so, certain products and services may not be available to you.
USE OF YOUR PERSONAL INFORMATION
HUD collects and uses your personal information to operate its website(s) and deliver the products and/or services you have requested. Uses may include, but are not limited to: creation and management of your account, processing of any transactions (including transaction-related communications) or providing customer support. HUD may disclose your personal information to third-party service providers who perform services on HUD's behalf.
HUD may also use your personally identifiable information to inform you of other products or services available from HUD and its affiliates. HUD may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered or to perform research and analysis directed towards improving HUD products and services.
HUD may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is transferred to a third party. HUD may share data with trusted partners to help perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to HUD, and they are required to maintain the confidentiality of your information.
HUD may keep track of the websites and pages our users visit within the HUD Site, in order to determine what HUD services are the most popular. This data may be used to deliver customized content and advertising within HUD to customers whose behavior indicates they are interested in a particular subject area.
Information about HUD customers, including personal information, may be disclosed as part of any merger, acquisition, or sale of the HUD related company and/or assets, as well as in the unlikely event of insolvency, bankruptcy, or receivership, in which personal information would be transferred as one of the business assets of the company. HUD will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on HUD or the site; (b) protect and defend the rights or property of HUD; and, (c) act under exigent circumstances to protect the personal safety of users of the HUD Site, or the public.
HUD may provide your personally identifiable information to third-party professionals, such as real estate agents and lenders in your area which may be interested in providing their services to you. HUD is not responsible for the third-parties use of your information and you may have to unsubscribe or opt of their offers and lists if you are not interested in these third-parties contacting you.
SECURITY OF YOUR PERSONAL INFORMATION
HUD secures your personal information from unauthorized access, use or disclosure. HUD follows generally accepted industry standards to help protect your personal information. No method of transmission over the Internet, or method of electronic storage, is 100% secure. Therefore, while HUD strives to protect your personal information, HUD cannot guarantee its absolute security. If a password is used to protect your account and personal information, it is your responsibility to keep your password confidential.
HUD may use "cookies to enable you to sign in to the HUD services and to help personalize and improve your online experience. A cookie is a small piece of information sent by a web server to a web browser, which enables the server to collect information, including personal information, from the browser. Cookies allow HUD to identify registered users when they return to the HUD Site so that they can retrieve previous image results, shopping carts and invoices, among other useful information. Cookies save you time by eliminating the need to repeatedly enter the same information and by saving your preferences when using the AAAAA site, while allowing AAAAA to deliver personalized information to you. Cookies can also help prevent fraud and protect your security by checking your login details.
Most browsers automatically accept cookies, but they also allow you to turn off cookies by modifying your browser settings. If you decline cookies, you may not be able to sign in or use other interactive features of our sites and services that depend on cookies but you will be able perform basic navigation of the AAAAA site.
CHILDREN UNDER EIGHTEEN
HUD does not knowingly collect personally identifiable information from children under the age of eighteen (18). If you are under the age of eighteen (18), you must ask your parent or guardian for permission to use this register on the Site.
The HUD Site may include interactive areas or services, including (but not limited to) blogs, chat rooms, bulletin boards, message boards, online hosting or storage services, or other areas or services in which you or third parties create, post or store any content, messages, comments, materials or other items on the sites ("Interactive Areas"). If you use an Interactive Area, you should be aware that these areas are open to the public and any personal information you post or provide at registration may be viewable by others. HUD is not responsible for personal information you submit in connection with the Interactive Areas, nor is HUD responsible for how others might use that information, including sending you unsolicited messages. Interactive Area postings may be retained indefinitely. If at any time you would like to remove a posting, please contact HUD. Removal of a posting from an Interactive Area does not mean that the posting will be deleted from the HUD systems.
OPT-OUT & UNSUBSCRIBE
We respect your privacy and give you an opportunity to opt-out of receiving announcements of certain information. HUD users also may participate in a referral program whereby the user supplies HUD with contact information from the user's acquaintances. Users and other parties of whom we aquire contact information from our referral program may opt-out of receiving any or all communications from HUD by following the stated process found in our communications or contacting us here:
CHANGES TO THIS STATEMENT
HUD will occasionally update this Statement of Privacy to reflect company and customer feedback. HUD encourages you to periodically review this Statement to be informed of how HUD is protecting your information.
HUD welcomes your questions or comments regarding this Policy.
Effective as of 10/09/2013